When you open your web browser, always make sure the address bar at the top of the screen displays https:// instead of http:// before you submit any sensitive information. If you see http:// please don’t click just yet. There are still millions of people not using HTTPS and if they contact you, do not disclose any personal information.

You can use the following tips to help you decide whether or not a particular website is safe surfing material.

• Knowledge is power.

Make sure the website you are visiting has reliable information to tell you what it is safe surfing material. Websites like History.com or Google.com can display a indicator on the bottom of your web browser called a green bar. If the bar is displayed to the right of “From” field you can see the company who is protecting the web site you are visiting. There are more detailed information boxes usually placed on the privacy policy or legal disclaimer. Check those boxes and read the terms of service.

• Search the site first.

Before you perform any actions or submit any forms, make sure you first know what it is you are clicking on. If you can’t find the company’s contact information then you can try the company’s homepage and search for its contact information. If it is after hours and no one is there to speak with you then call the company’s phone number. Don’t be afraid to follow up with the company though.

• Communicate with the company.

If you have decided that the website is not safe surfing then immediately notify the company. Use Safe Surfing Software and call the company to confirm if they requested you to do so. If they do ask for verification you can always call them back. But do not send them an email. Leaving a link in an email is just asking for trouble. Instead of using the link send them a personal message saying that you made a mistake and you will be right back. This step will almost guarantee you will progress through the testing phase.

• Answer honestly to questions.

When you first start an online job search, you will be required to answer a few questions. Most of the time you will be asked to verify basic information, such as your date of birth and gender. These questions can be asked at any time and do not have to be updated annually. There are ways to make sure that you are well protected from these types of questions. First, you can visit the company’s privacy policy page and see if they share any information about you in general. If they offer to share with you who has access to your account, then you can make sure that person is someone who works for you.

• Use a secure browser.

If you are going to do any shopping online, using a secure browser will help protect you. When you first start online, you will be required to choose a secure password. Different browsers have techniques to help you do this. One simple technique is to make use of the “anganishing” function. This is essentially a small script that has been written to make a series of difficult decisions about whether or not the user can proceed. If you use this function, make sure that you choose a password that is very hard to guess.

• Congratulations!

It is a good feeling when you finally get paid for the work you have done. There is also the satisfaction of knowing that you have helped someone else earn money. Further opportunities will most likely come your way, as well as the knowledge that you have helped someone out. Congratulations!

If you have been awarded money, you will want to make sure that you are receiving money for the work that you have done. You will want to make sure that the funds are going to the right place. You will want to ensure that you know exactly how much you are going to get paid for the work that you have done. Make sure that you check with the company to see if they are holding any funds for you, and if so, how much. Also, make sure that commission payments are going to the company. If you see some irregularity in how the payments are being paid, it is a red flag and you should avoid the company.

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Another red flag is if the site is asking for personal information from you. Most companies will not ask for personal information from you unless you are entering into a loan, or applying for a business opportunity. If you are asked for personal information, you can either ignore this interaction or place a fraud alert on your credit report. For more information on how to obtain a credit report, see our website athttp://www.annualcreditreport.com.

How do you avoid these scams? The answer is with a service like PayPal. PayPal not only allows you to send and receive payments, but it also offers protection against fraudulent transactions.